Salary After Tax Calculator
Estimate take-home pay.
Enter your numbers and press Calculate.
About the Salary After Tax Calculator
This calculator estimates take-home pay by subtracting federal income tax withholding, Social Security and Medicare (FICA) taxes, and any state income tax and pre-tax deductions from gross salary.
It is an approximation. Actual withholding depends on filing status, W-4 settings, local taxes, and benefit elections, and the final tax owed is settled when you file a return.
How this works
Take-home = gross − federal tax − FICA − state tax.
Assumptions
- Uses simplified 2024 federal brackets and the standard deduction.
- FICA: 6.2% Social Security (up to the wage base) + 1.45% Medicare.
- State tax is a flat-rate estimate and is not state-specific.
- This is an estimate, not tax advice.
Frequently asked questions
What are FICA taxes?
Payroll taxes for Social Security (6.2% of wages up to an annual cap) and Medicare (1.45% of all wages, with an additional 0.9% above a high-income threshold).
Why might my real paycheck differ?
State and local taxes, health insurance premiums, retirement contributions, and W-4 adjustments all change withholding and are simplified or excluded here.
Is take-home pay the same as my tax bill?
No. Withholding is an estimate collected through the year; your actual tax is reconciled on your annual return, producing a refund or balance due.
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This calculator provides estimates for educational purposes only and is not personalized financial advice. Rates, taxes, and financial products change — verify with providers and qualified professionals.