Net Worth Calculator
Add up assets minus liabilities.
Enter your numbers and press Calculate.
About the Net Worth Calculator
Net worth is the total value of what you own (assets) minus the total of what you owe (liabilities). Assets include cash, savings, investment and retirement accounts, and property; liabilities include mortgages, car loans, student loans, and credit-card balances.
A single net-worth figure matters less than its direction over time. Tracking it every few months shows whether saving and debt repayment are moving the number the way you expect.
How this works
Net worth = total assets − total liabilities.
Assumptions
- Use current market values.
- This is a snapshot, not a projection.
Frequently asked questions
Should I include my home?
Yes — include its estimated market value as an asset and the remaining mortgage as a liability. The difference is home equity.
Can net worth be negative?
Yes. Early in a career, student loans or a new mortgage can exceed assets. What matters is the trend as balances change.
How often should I recalculate?
Quarterly is enough for most people. More frequent checks mostly reflect market noise rather than real progress.
Related tools
This calculator provides estimates for educational purposes only and is not personalized financial advice. Rates, taxes, and financial products change — verify with providers and qualified professionals.