Today's Money

Key US financial indicators with their source and timestamp. Data is shown as-is and may be delayed — always verify with the primary source.

10 of 10 indicators currently available.

Rates

Effective federal funds rate

stale

3.63%

Source: Federal Reserve Economic Data (FRED)

As of 9/7/2026, 12:00:00 AM

Average 30-year fixed mortgage rate

stale

6.71%

Source: Federal Reserve Economic Data (FRED)

As of 9/3/2026, 12:00:00 AM

Average 15-year fixed mortgage rate

stale

6.04%

Source: Federal Reserve Economic Data (FRED)

As of 9/3/2026, 12:00:00 AM

10-year Treasury yield

stale

4.78%

Source: Federal Reserve Economic Data (FRED)

As of 9/4/2026, 12:00:00 AM

Savings

National average savings APY

outdated

0.38%

Source: Federal Reserve Economic Data (FRED)

As of 8/1/2026, 12:00:00 AM

Average 12-month CD APY

outdated

1.71%

Source: Federal Reserve Economic Data (FRED)

As of 8/1/2026, 12:00:00 AM

Credit

Average credit card APR

outdated

20.94%

Source: Federal Reserve Economic Data (FRED)

As of 5/1/2026, 12:00:00 AM

Inflation

CPI inflation (year over year)

outdated

3.30%

Source: Federal Reserve Economic Data (FRED)

As of 7/1/2026, 12:00:00 AM

Markets

S&P 500 index level

stale

7,673.52

Source: Federal Reserve Economic Data (FRED)

As of 9/8/2026, 12:00:00 AM

S&P 500 1-year return

stale

17.83%

Source: Federal Reserve Economic Data (FRED)

As of 9/8/2026, 12:00:00 AM

MoneyPilot aggregates data from authoritative public sources and never fabricates values. Indicators marked “unavailable” have no current value on file. This is educational information, not financial advice.